I N N O V A T I V E M E R C H A N T S O L U T I O N S
WEB SITE PRIVACY POLICY & TERMS OF AGREEMENT
Thank you for visiting an Innovative Merchant Solutions Web site. Innovative Merchant Solutions has designed its Privacy Policy to inform you about our current data collection and how we use your personal information. From time to time, Innovative Merchant Solutions, LLC may, without notice, modify or eliminate all or a portion of this Privacy Policy.
The Privacy Policy is available on the home page of the Innovative Merchant Solutions Web site. From time to time, you may click to other Innovative Merchant Solutions Web sites or pages that have different privacy policies. When this happens, you may review the privacy policies that relate to those pages or sites.
When Innovative Merchant Solutions collects information directly from you, we obtain this personal information in order to provide you with our goods or services, to provide customer service and to fulfill any legal or regulatory requirements. We also obtain personal information as a result of consumers' financial transactions with Innovative Merchant Solutions or with Innovative Merchant Solutions merchants. When we obtain information about consumers and merchants from third parties, we use sources that we believe are reputable, including public repositories.
The only information we collect about you is information that you provide us. This information may include, for example, your name, mailing address, e-mail address and telephone number. If you supply us with personal data and request information from us, we will contact you to provide you with the information you requested. We may also contact you to follow up on your job opportunity inquiries, or we may send you other information about Innovative Merchant Solutions and its products or services that we believe you would find interesting or helpful.
Innovative Merchant Solutions' policies limit access to the personal information we collect to those Innovative Merchant Solutions employees and Innovative Merchant Solutions business relationships that need the information to fulfill their business responsibilities. We require our employees to adhere to Innovative Merchant Solutions' Privacy Policy. Employees who violate the Innovative Merchant Solutions
Privacy Policy are subject to disciplinary action, up to and including dismissal.
When Innovative Merchant Solutions collects personal information about you, we handle this information in accordance with the terms and conditions in our applicable merchant agreement. When Innovative Merchant Solutions engages vendors and other outside contractors, they are subject to our contractual requirements. For purposes of credit reporting, verification and risk management, we may share information about you with third parties. We also will disclose information in response to a request issued by a court, government agency or regulatory authority.
When we obtain personal information as part of our direct relationship with you, we will not share this information with nonaffiliated third parties, except in the following circumstances:
- In accordance with the Innovative Merchant Solutions Privacy Policy
- To facilitate and complete merchant-initiated or authorized transactions
- To comply with federal, state and local laws, including credit reporting laws and card association rules
- To offer products and services that Innovative Merchant Solutions believes may be of interest to you.
At Innovative Merchant Solutions, security is important. Innovative Merchant Solutions employs appropriate measures, including advanced technology, to protect personal information collected against unauthorized access, disclosure, alteration or destruction. These measures may include, among others, encryption, physical access security and other appropriate technologies. Innovative Merchant Solutions continually reviews and enhances its security systems, as necessary.
Innovative Merchant Solutions may create links to third-party Web sites. Innovative Merchant Solutions is not responsible for the content or privacy practices employed by third-party Web sites that are linked to our Web site. Neither does Innovative Merchant Solutions control or warrant the utility, merchantability or workmanship of the products or services offered at third-party Web sites.
Innovative Merchant Solutions strives to meet our privacy program standards. In doing so, we do the following:
- Employee privacy training and employee compliance related to the Privacy Policy
- Periodic assessments of Innovative Merchant Solutions' compliance with this Privacy Policy
- Periodic management review to ensure that Innovative Merchant Solutions actively participates in appropriate privacy activities, including self-regulatory initiatives.
The examples contained in this Privacy Policy are illustrations only, and they are not intended to be all-inclusive. If you decide to close your merchant account or become an inactive customer, or if we close or suspend your account, our Privacy Policy, as it may exist from time to time, will continue to apply. We may amend this Privacy Policy at any time, and we will inform you of changes as required by law. You may have other privacy protections under state laws, and we will comply with applicable state laws when we disclose information about you. This Privacy Policy applies to all accounts you may have with us, and it replaces all our previous disclosures to you about our information practices.
If you have any questions or comments about the Innovative Merchant Solutions Privacy Policy, please contact:
Innovative Merchant Solutions
26541 Agoura Road - Suite # 200
Calabasas, CA 91302
This Innovative Merchant Solutions Privacy Policy is currently applicable only to Innovative Merchant Solution's United States customers and visitors to our Web site.
